Terms of Service

Terms of Service

 

Last Updated: March 8, 2026

 

Please read these Terms of Service carefully before using any websites, subdomains, or services operated by 5 Loaves Ltd (“5 Loaves Ltd,” “we,” “us,” or “our”). 5 Loaves Ltd is an independently owned and operated business authorized to use the Mental Performance Center™ brand and methodology under a license agreement with Mental Performance Center Inc.

 

By accessing or using any of our Services, you agree to be bound by these Terms of Service and our Privacy Policy, available at .

 

If you do not agree with these Terms, do not use our Services.

 

1. COMPANY INFORMATION

 

Company Name: 5 Loaves Ltd

Address: 31079 Coyote Valley Road, Calgary, Alberta CA T3l 2R1

Email: [email protected]

Phone:

Website: https://steve.mentalperformancecenter.com/

 

These Terms apply to all web properties, subdomains, and related platforms operated by 5 Loaves Ltd, including but not limited to https://steve.mentalperformancecenter.com/ and any other subdomains or partner platforms (for example, GoHighLevel, Beehiiv, or similar service providers).

 

2. ELIGIBILITY

 

You must be at least 18 years old to use our Services. By accessing or using our Services, you represent and warrant that you meet this age requirement.

 

3. ACCOUNTS AND ACCESS

 

When you create an account with us (including for courses, memberships, or programs), you must provide accurate and complete information. You are responsible for maintaining the confidentiality of your account and password and for all activities that occur under your account.

 

We reserve the right to suspend or terminate your account at any time for violation of these Terms, suspected fraud, or unlawful behavior.

 

4. PURCHASES, PAYMENTS, AND REFUNDS

 

4.1 Purchases

When purchasing any program, membership, or digital product from us, you agree to provide current, complete, and accurate billing information. You authorize 5 Loaves Ltd and its third-party payment processors (for example, Stripe, PayPal, GoHighLevel Payments) to charge your chosen payment method for the full purchase amount, including applicable taxes.

 

4.2 Payment Methods

We accept payment by credit card, debit card, or other approved online methods. All payments are subject to authorization and validation by your card issuer. If a payment is declined, we may suspend or terminate your access to the purchased Service until payment is received.

 

4.3 Refunds and Cancellations

Due to the digital and educational nature of our products, all sales are final once access to the material has been granted, except as otherwise required by law or explicitly stated in a written agreement.

 

If a specific refund or satisfaction guarantee is offered for a program, it will be clearly stated at the time of purchase and governed by those terms.

 

5. PROGRAM ACCESS AND AVAILABILITY

 

Access to digital content (including coaching programs, courses, and membership materials) is provided via our online platforms. While we aim for uninterrupted access, we do not guarantee continuous operation or availability due to potential maintenance, updates, or system failures.

 

We reserve the right to modify, suspend, or discontinue any Service at any time without prior notice.

 

6. INTELLECTUAL PROPERTY

 

All materials provided through our Services that originate from the Mental Performance Center™ brand, including but not limited to videos, text, graphics, PDFs, logos, and program frameworks such as the Identity Forge Playbook™ and other proprietary coaching and business systems, are owned or licensed by Mental Performance Center Inc. and protected by copyright, trademark, and intellectual property laws.

 

5 Loaves Ltd operates under a license from Mental Performance Center Inc. that authorizes the use of these materials in the delivery of coaching services. This license does not transfer ownership of any intellectual property to 5 Loaves Ltd or to you.

 

You may not copy, share, modify, distribute, or create derivative works from our content without prior written consent. Limited personal use is permitted for your own educational and non-commercial purposes.

 

7. USER CONTENT AND CONDUCT

 

You may be given access to private communities, discussion areas, or messaging platforms. You agree not to post or share any content that is unlawful, harassing, defamatory, obscene, or otherwise objectionable.

 

You retain ownership of any content you share but grant us a non-exclusive, royalty-free, worldwide license to use, display, and reproduce that content for the purpose of operating the Service.

 

We reserve the right to remove content or terminate accounts for any violations of these Terms.

 

8. TESTIMONIALS AND FEEDBACK

 

By submitting feedback, testimonials, or success stories, you grant 5 Loaves Ltd and Mental Performance Center Inc. a perpetual, royalty-free, worldwide license to use that feedback in marketing, advertising, or educational materials, in any format, without additional approval or compensation.

 

You may request removal of your testimonial at any time by contacting [email protected].

 

9. PROMOTIONS AND DISCOUNTS

 

Any promotions, discounts, or bonuses may be subject to separate terms. We reserve the right to modify or cancel promotions at any time.

 

10. SMS COMMUNICATION

 

You may opt in to receive SMS messages from 5 Loaves Ltd, operating under the Mental Performance Center™ brand. This is optional and not required. Messages may include appointment confirmations and reminders, payment confirmations, news, discounts, and offers.

 

You may opt out of SMS communication at any time by replying “Stop” to any message. If you need help, you may contact us at or [email protected].

 

Message and data rates may apply. Carriers are not responsible for messages sent by 5 Loaves Ltd.

 

11. LINKS TO THIRD-PARTY WEBSITES

 

Our Services may include links to third-party websites or platforms, including mentalperformancecenter.com. We are not responsible for the content, policies, or practices of those websites. You access them at your own risk and should review their respective terms and privacy policies.

 

12. AFFILIATE AND EARNINGS DISCLAIMER

 

From time to time, 5 Loaves Ltd may recommend products, services, or resources that we believe will add value to our users. Some of these recommendations may contain affiliate links, which means we may earn a small commission if you choose to purchase through those links.

 

These commissions come at no additional cost to you and help us continue providing educational resources and program materials. We only recommend products or services that we have used, tested, or believe are relevant and beneficial to our audience.

 

You should always perform your own due diligence before purchasing any product or service recommended through our website, programs, or communications. Any earnings or success examples we share are not typical and are not guarantees of results.

 

13. TERMINATION

 

We may suspend or terminate your account or access to the Services immediately, without notice, for conduct we deem inappropriate or in violation of these Terms.

 

Upon termination, your right to access any paid or free content ceases immediately. Sections regarding intellectual property, limitation of liability, and dispute resolution shall survive termination.

 

14. LIMITATION OF LIABILITY

 

To the maximum extent permitted by law, 5 Loaves Ltd, Mental Performance Center Inc., and their respective affiliates shall not be liable for any indirect, incidental, special, or consequential damages, including loss of profits, data, or goodwill, arising from your use of the Services.

 

In no event shall our total liability exceed the amount you paid for the specific Service giving rise to the claim.

 

15. “AS IS” DISCLAIMER

 

All Services are provided “AS IS” and “AS AVAILABLE” without warranty of any kind, express or implied. We make no guarantees regarding specific outcomes, performance results, or earnings.

 

16. INDEMNIFICATION

 

You agree to indemnify and hold harmless 5 Loaves Ltd, Mental Performance Center Inc., and their respective officers, employees, and partners from any claims, damages, or losses resulting from your use of our Services, violation of these Terms, or infringement of third-party rights.

 

17. GOVERNING LAW AND DISPUTE RESOLUTION

 

These Terms are governed by the laws of the State of Alberta, Canada, without regard to conflict of law principles.

 

Any disputes shall be resolved through binding arbitration in , Alberta, in accordance with the rules of the American Arbitration Association. Each party shall bear its own costs, and the arbitrator’s decision shall be final and enforceable in court.

 

18. LICENSING RELATIONSHIP

 

5 Loaves Ltd is an independently owned and operated business. We are not employees, agents, or representatives of Mental Performance Center Inc. We operate under a license that authorizes us to use the Mental Performance Center™ brand, trademarks, and methodology. Mental Performance Center Inc. does not control, and is not responsible for, the services, conduct, or practices of 5 Loaves Ltd.

 

For the terms of service of Mental Performance Center Inc., please visit mentalperformancecenter.com/terms.

 

19. CHANGES TO TERMS

 

We may update these Terms at any time. Updated Terms will be posted at with a new “Last Updated” date. Continued use of our Services after changes are posted constitutes acceptance of the revised Terms.

 

20. CONTACT US

 

5 Loaves Ltd

31079 Coyote Valley Road, Calgary, Alberta CA T3l 2R1

Email: [email protected]

Phone:

Website: https://steve.mentalperformancecenter.com/